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UPSC current affairs · Thursday

Current Affairs, 23 April 2026

7 issues picked from 36 PIB releases · about 2 minutes each · written by UPSC Grade, each fact checked against its PIB release or by a second model

How to readRead “Why in news” and “What it is” for every issue. Open For Prelims or For Mains for the exam you’re preparing for, then Test yourself at the foot of each card. Half the news questions in Prelims are answered from background, not the news itself.

In 60 seconds

  1. NAMASTE Scheme (National Action for Mechanised Sanitation Ecosystem). NAMASTE reports workers profiled, PPE issued, and higher capital subsidy limits for sanitation workers.
  2. Sustainable Aviation Fuel and ATF Control Order. ATF Control Order now covers SAF-blended jet fuel, enabling India's CORSIA-linked blending targets.
  3. PM-AASHA (Price Support Scheme for pulses). PM-AASHA pulse procurement expands: NCCF starts masoor buying in Bihar; Chhattisgarh gathers pace.
  4. Insurance Sector and Sabka Bima Sabki Raksha Act, 2025. PIB explainer: insurance reforms, 100% FDI and social insurance schemes widen coverage towards 'Insurance for All by 2047'.
  5. 73rd Constitutional Amendment and Panchayat Advancement Index. National Panchayati Raj Day marks 33 years of the 73rd Amendment; PAI 2.0 report released.
  6. Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE). CGTMSE hosted a global credit guarantee symposium in Mumbai, promoting collateral-free credit for micro and small enterprises.
  7. National Safai Karamcharis Finance and Development Corporation (NSKFDC). NSKFDC disbursed ₹223.47 crore to 29,448 sanitation-linked beneficiaries in FY 2025–26, nearly 97% women.
1

Scheme

NAMASTE Scheme (National Action for Mechanised Sanitation Ecosystem)

GS2 Welfare schemesGS1 Social issuesPrelims and Mains

Why in news
On 23 April 2026, the Social Justice Ministry released NAMASTE progress figures and said the Swachhata Udyami Yojana subsidy ceilings were raised in 2025–26.
What it is
NAMASTE (National Action for Mechanised Sanitation Ecosystem) is a Ministry of Social Justice and Empowerment scheme. It aims at zero deaths from hazardous cleaning of sewers and septic tanks. It works through profiling of workers, safety training, protective equipment and mechanisation, with NSKFDC as a partner agency.
Implementing ministry
The scheme is run by the Ministry of Social Justice and Empowerment, with NSKFDC among the agencies involved.
Stipend and certificate
Workers with at least 70 per cent attendance get a certificate and a Rs 1,000 stipend after assessment.
West Bengal profiling
West Bengal has profiled 7,630 sewer and septic tank workers and distributed PPE kits to identified workers.
Technical partner
CSIR-CMERI is proposed as a one-stop centre for training, testing and verification of safety equipment for sanitation workers.
Core aim
Workers should not have to enter sewers or septic tanks manually.
Launch year
The scheme began in FY 2023–24.
Sewer worker coverage
90,942 sewer and septic tank workers were profiled and 89,248 validated.
Waste pickers added
Waste pickers became a target group from June 2024, in urban and rural areas.
New PSSO component
A 25% upfront capital subsidy now goes to private sanitation service organisations and private contractors for mechanised equipment.
ERSUs
Safety devices have been sent to Emergency Response Sanitation Units set up in larger municipal corporations and districts.
Nodal ministry
The scheme sits with the Ministry of Social Justice and Empowerment, which was represented by its Minister of State at the event.
Workers verified
Across the country, 89,248 sewer and septic tank workers have been verified so far.
Waste pickers
The scheme also profiles waste pickers: 1,87,120 have been profiled across the country.
Health cover
Workers are linked to Ayushman Bharat health insurance. Ayushman cards were given at the event.
Livelihood support
Workers who completed skill training received sewing machines to support alternative livelihoods.
Implementing partner
NSKFDC, the National Safai Karamcharis Finance and Development Corporation, is a partner agency; its Managing Director attended.

Don’t confuse with NAMASTE vs SRMS: SRMS (Self-Employment Scheme for Rehabilitation of Manual Scavengers) was the earlier rehabilitation scheme. NAMASTE focuses on sewer and septic tank workers, safety and mechanisation.

Don’t confuse with NAMASTE vs Manual Scavengers Act, 2013: The 2013 Act is a law that prohibits manual scavenging and hazardous cleaning. NAMASTE is a scheme that helps put its aims into practice.

Don’t confuse with Swachh Bharat Mission: SBM deals with sanitation infrastructure and cleanliness. NAMASTE targets the safety and livelihoods of sanitation workers.

Schemes: 52 Prelims questions since 2013, 10 in Prelims 2026 alone. They test features, the period and who funds it. In Mains, 33 news-triggered questions, mostly GS3.

Test yourselfMains

Worth revising until Prelims 2028: most news questions come within two years of the event.

2

Environment

Sustainable Aviation Fuel and ATF Control Order

GS3 Environment and energyPrelims and Mains

Why in news
On 23 April 2026 the Petroleum Ministry said a 17 April 2026 notification amended the ATF Control Order, 2001, to bring SAF-blended aviation fuel under its ambit.
What it is
Sustainable Aviation Fuel (SAF) is a drop-in aviation fuel made from renewable feedstocks such as crops, biogenic residues and waste. It is chemically similar to conventional jet fuel and works in existing aircraft engines. The ATF Control Order, 2001 regulates the marketing of aviation turbine fuel in India.
Order amended
The amendment to the ATF (Regulation of Marketing) Order, 2001 was notified on 17 April 2026 as an administrative measure.
CORSIA
CORSIA is ICAO's scheme to control emissions from international flights. Its mandatory phase begins in 2027 and requires offsetting of emissions above a baseline.
India's indicative targets
SAF blending targets for international flights are 1% in 2027, 2% in 2028 and 5% in 2030.
CORSIA-eligible fuel
SAF must meet CORSIA sustainability criteria as well as quality specifications to qualify as CORSIA-eligible fuel (CEF).

Don’t confuse with CORSIA vs Kyoto/Paris: CORSIA is an ICAO scheme only for international aviation emissions, not a UNFCCC treaty.

Don’t confuse with SAF vs biodiesel: SAF is a drop-in jet fuel meeting aviation specifications; biodiesel is for road engines.

Environment: Prelims tests bodies, programmes and the law behind them; Mains asks why plans fall short.

Test yourself

Worth revising until Prelims 2027: most news questions come within two years of the event.

3

Scheme

PM-AASHA (Price Support Scheme for pulses)

GS3 AgriculturePrelims and Mains

Why in news
On 23 April 2026 the Consumer Affairs Ministry said PM-AASHA procurement was expanding. NCCF began its first organised masoor procurement in Bihar, and Chhattisgarh operations crossed 12,000 MT.
What it is
PM-AASHA (Pradhan Mantri Annadata Aay SanRakshan Abhiyan) is a central scheme to ensure farmers get remunerative prices. Its Price Support Scheme component buys pulses, oilseeds and copra at MSP through central nodal agencies such as NAFED and NCCF.
Agencies
NCCF and NAFED are the central agencies doing procurement in Chhattisgarh. NCCF has also started masoor buying in Bihar.
Storage
Storage in Bihar uses WDRA-approved warehouses run with the Central Warehousing Corporation.
Scheme components
PM-AASHA was launched in 2018. It includes the Price Support Scheme, Price Deficiency Payment Scheme and Pilot of Private Procurement and Stockist Scheme.

Don’t confuse with PSS vs PDPS: Under the Price Support Scheme, agencies physically buy the crop at MSP. Under the Price Deficiency Payment Scheme, the gap between MSP and market price is paid to farmers without physical procurement.

Don’t confuse with NAFED vs NCCF: Both are cooperative federations acting as central nodal agencies for procurement. NAFED focuses on agricultural marketing; NCCF on consumer cooperatives.

Schemes: 52 Prelims questions since 2013, 10 in Prelims 2026 alone. They test features, the period and who funds it. In Mains, 33 news-triggered questions, mostly GS3.

No practice question for this one; the card may still help an answer. Why: Scheme with lasting syllabus relevance; this release is mostly state procurement figures, so no question. Schemes are 52 of 327 Prelims questions but the facts here are routine.

Worth revising until Prelims 2027: most news questions come within two years of the event.

4

Economy

Insurance Sector and Sabka Bima Sabki Raksha Act, 2025

GS3 EconomyGS2 Welfare schemesPrelims and Mains

Why in news
On 23 April 2026, PIB published an explainer on India's insurance sector. It covers the Sabka Bima, Sabki Raksha (Amendment of Insurance Laws) Act, 2025, the GST exemption and the social insurance schemes.
What it is
The Sabka Bima, Sabki Raksha (Amendment of Insurance Laws) Act, 2025 amends three laws: the Insurance Act 1938, the LIC Act 1956 and the IRDA Act 1999. It opens insurers to 100% foreign investment and tightens policyholder protection. It sits alongside IRDAI's goal of 'Insurance for All by 2047' and government-backed schemes for life, accident, health and crop cover.
FDI limit
The Act raises the FDI cap in Indian insurance companies from 74% to 100%.
Laws amended
The Act amends the Insurance Act 1938, the LIC Act 1956 and the IRDA Act 1999.
Penalty and disgorgement
IRDAI can order disgorgement of wrongful gains. The maximum penalty for non-compliance rises from ₹1 crore to ₹10 crore.
GST exemption
Individual life and health insurance policies, including family floater, and reinsurance are exempt from GST from 22 September 2025.

Don’t confuse with Insurance penetration vs density: Penetration is premium as a share of GDP. Density is premium per head of population.

Don’t confuse with PMJJBY vs PMSBY: PMJJBY is term life cover (₹436, ages 18-50). PMSBY is accident and disability cover (₹20, ages 18-70).

Economy terms and data: 42 Prelims questions since 2013, rising in recent years; they test what a term or instrument means. In Mains, 12 news-triggered questions.

No practice question for this one; the card may still help an answer. Why: Explainer on lasting topic: 100% FDI in insurance and PMJJBY. Mostly background data; no fresh decision to anchor a question.

Worth revising until Prelims 2027: most news questions come within two years of the event.

5

Law and statutory body

73rd Constitutional Amendment and Panchayat Advancement Index

GS2 Polity and governancePrelims and Mains

Why in news
The Ministry of Panchayati Raj will mark National Panchayati Raj Day on 24 April 2026 at Vigyan Bhawan, New Delhi, and release the Panchayat Advancement Index (PAI) 2.0 report (release dated 23 April 2026).
What it is
The Panchayat Advancement Index is a Ministry of Panchayati Raj tool that scores Gram Panchayats on development outcomes. It is built around the Localization of Sustainable Development Goals (LSDGs). Panchayats are graded into five categories by composite score.
Indicators
PAI 2.0 uses 150 indicators and 230 data points, cut from 516 indicators and 794 data points in version 1.0.
Themes
Nine thematic areas under the LSDGs: Poverty, Health, Child Welfare, Water, Environment, Infrastructure, Social Justice, Good Governance and Women's Empowerment.
Grades
Achiever A+ (90 and above), Front Runner A (75 to below 90), Performer B (60 to below 75), Aspirant C (40 to below 60), Beginner D (below 40).
Participation
97.30 per cent participation, with 2,59,867 Gram Panchayats submitting validated data, against 80.79 per cent in version 1.0.
Publisher
The index is run by the Ministry of Panchayati Raj, which released the report on National Panchayati Raj Day (24 April).
Three tiers
Gram, Block (intermediate) and District Panchayats form the three tiers.
Gram Sabha
It is the body of all registered voters in a village. It is not one of the three tiers. Its powers are fixed by the state legislature by law.
Women's representation
There are over 2.5 lakh Panchayats and about 24.04 lakh elected representatives, of whom about 49.75% are women.
What the day marks
24 April commemorates the enactment of the 73rd Amendment, which gave constitutional status to PRIs.
Release at the event
The PAI-2.0 report and three books under 'Meri Panchayat Meri Dharohar' will be released.
Gram Sabha meetings
Gram Panchayats will hold Gram Sabha meetings on the day.
Constitutional placement
The Amendment inserted Part IX (Articles 243 to 243O) and the Eleventh Schedule, listing 29 subjects. It came into force on 24 April 1993.

Don’t confuse with PAI vs Panchayat Devolution Index: PAI scores panchayats on development outcomes; the Devolution Index ranks States on how far they have devolved powers to panchayats.

Don’t confuse with 73rd vs 74th Amendment: 73rd (Part IX, Eleventh Schedule) covers Panchayats; 74th (Part IXA, Twelfth Schedule) covers Municipalities.

Don’t confuse with PESA vs 73rd Amendment: The 73rd Amendment's Part IX does not apply to Fifth Schedule areas by default; PESA 1996 extends it with modifications.

Don’t confuse with Gram Sabha vs Gram Panchayat: The Gram Sabha is the body of all registered voters in a village. The Gram Panchayat is its elected executive body.

Laws, judgments and statutory bodies: 30 Prelims questions since 2013 (what the law says, who chairs, legal basis). In Mains, 44 news-triggered questions, most in GS2, asking for provisions and challenges.

Test yourself

Worth revising until Prelims 2027: most news questions come within two years of the event.

6

Economy

Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)

GS3 EconomyPrelims and Mains

Why in news
On 23 April 2026, CGTMSE held the Global Symposium on Credit Guarantees in Mumbai with the 38th ACSIC Annual Conference, as part of its Silver Jubilee celebrations.
What it is
CGTMSE is a trust that guarantees collateral-free loans given by banks and other lenders to micro and small enterprises. It was set up by the Government of India and SIDBI to reduce lenders' fear of default. Lenders get a guarantee cover on eligible loans, so small firms without collateral can borrow.
Event
The Global Symposium on Credit Guarantees was held alongside the 38th ACSIC Annual Conference in Mumbai, as part of CGTMSE's Silver Jubilee.
Participation
Delegates came from over 19 countries and 26 organisations, including credit guarantee institutions and policymakers.
Leadership
CGTMSE's Chairman is also the CMD of SIDBI, which links the trust to SIDBI.
Ministry
The Ministry of MSME is the nodal ministry for CGTMSE; its Development Commissioner gave the keynote.
Set-up
CGTMSE was established in 2000 by the Government of India and SIDBI to run the Credit Guarantee Scheme for MSEs.

Don’t confuse with CGTMSE vs SIDBI: SIDBI is the development finance institution for MSMEs that lends and refinances. CGTMSE is a separate trust that only provides credit guarantees to lenders.

Don’t confuse with Credit guarantee vs subsidy: A guarantee covers a lender's loss if the borrower defaults. A subsidy lowers the borrower's cost. CGTMSE offers guarantees, not subsidies.

Economy terms and data: 42 Prelims questions since 2013, rising in recent years; they test what a term or instrument means. In Mains, 12 news-triggered questions.

No practice question for this one; the card may still help an answer. Why: Lasting body for collateral-free MSE credit; symposium is an event with no new decision, so no question.

Worth revising until Prelims 2027: most news questions come within two years of the event.

7

Law and statutory body

National Safai Karamcharis Finance and Development Corporation (NSKFDC)

GS2 Welfare of vulnerable sectionsPrelims and Mains

Why in news
On 23 April 2026, the Ministry of Social Justice & Empowerment reported that NSKFDC disbursed ₹223.47 crore of concessional finance to 29,448 beneficiaries in FY 2025–26.
What it is
NSKFDC is the apex corporation for the upliftment of Safai Karamcharis, waste pickers, manual scavengers and their dependents. It is a wholly owned Government of India undertaking under the Ministry of Social Justice & Empowerment. It runs loan-based schemes and non-loan programmes such as skill training and awareness camps.
Status
A wholly owned Government of India undertaking under the Ministry of Social Justice & Empowerment.
Set up
Established on 24 January 1997 as a not-for-profit company; operational since October 1997.
Loan limits
Up to Rs 30 lakh for an individual and Rs 75 lakh for a group.
Delivery channels
Loans go through State Channelizing Agencies nominated by States/UTs, Regional Rural Banks and Public Sector Banks.
Operational since
NSKFDC has worked since October 1997 for sanitation workers, waste pickers, manual scavengers and their dependents.
Capital
Authorised share capital is ₹785 crore and paid-up capital is ₹720 crore. Cumulative disbursement is ₹3340.67 crore to over 6.08 lakh people as on 31.03.2026.
Role in NAMASTE
NSKFDC is an implementing agency of the NAMASTE scheme and fully used the funds MoSJE released to it.
Swachhata Udyami Yojana
Under SUY, an upfront capital subsidy of ₹14.84 crore went to 320 Sanipreneurs for mechanised sanitation livelihoods.
SRMS
Under the Self Employment Scheme for Rehabilitation of Manual Scavengers, a capital subsidy of ₹4.72 crore reached 204 people.

Don’t confuse with NSKFDC vs National Commission for Safai Karamcharis: NSKFDC is a finance corporation giving loans and training. The National Commission for Safai Karamcharis is a separate body that monitors welfare schemes and looks into grievances.

Don’t confuse with NSKFDC vs National Commission for Safai Karamcharis (NCSK): NSKFDC is a finance and development corporation giving loans. NCSK is a commission that monitors welfare schemes and advises the government.

Don’t confuse with NAMASTE vs SRMS: NAMASTE promotes mechanised sanitation and safety of sewer and septic tank workers. SRMS is an older scheme to rehabilitate manual scavengers through self-employment.

Laws, judgments and statutory bodies: 30 Prelims questions since 2013 (what the law says, who chairs, legal basis). In Mains, 44 news-triggered questions, most in GS2, asking for provisions and challenges.

No practice question for this one; the card may still help an answer. Why: Lasting body under MoSJE with a track record since 1997; mostly annual figures, so low chance of a question.

Worth revising until Prelims 2028: most news questions come within two years of the event.

Quick facts

  • India and Egypt held the 11th Joint Defence Committee meeting in Cairo (20-22 April 2026) and agreed a 2026-27 defence cooperation plan.
  • IAF activated an Emergency Landing Facility on the Purvanchal Expressway at Sultanpur (UP) on 22 April 2026, by day and night.
  • India and the Czech Republic held the 13th Joint Commission for Economic Cooperation in Prague on 23 April 2026, co-chaired by MoS Jitin Prasada.
  • Provisional polling hit record highs since Independence: Tamil Nadu 84.69% and West Bengal Phase-I 91.78% (April 2026 Assembly elections).

Source: PIB, 23 Apr

What we left out: 25 of 36 releases
  • Speeches without a decision (4)
  • Ceremonies and campaigns (9)
  • Condolences and ex-gratia (2)
  • Routine project progress (1)
  • Same issue as another release (3)
  • Routine briefings (1)
  • Routine company circulars (2)
  • Routine operations (1)
  • Seminars and conferences (1)
  • Routine inspection drives (1)

Practise the day’s news

Mains question of the day

15 marks · 250 words

The Social Justice Ministry has recently reported progress under the NAMASTE scheme, including raised subsidy ceilings under the Swachhata Udyami Yojana and the inclusion of waste pickers. Examine the provisions of the scheme and discuss the challenges in achieving its goal of zero fatalities in hazardous cleaning of sewers and septic tanks, along with the way forward.

From: NAMASTE Scheme (National Action for Mechanised Sanitation Ecosystem)

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