AIR 15 · CSE 2025 · GS3 · 56 pages

Simrandeep Kaur: GS3 answer copy

20 answers by Simrandeep Kaur, as written in the test. Each question opens a page with how other toppers answered it.

The questions

The answers

Question 1 · 10 marks · 174 words written

Analyse the factors that have contributed to India's inclusive economic growth in the past decade.

Opening · a figure

Approx. 450 million Indians came out of Multidimensional poverty in last 11 years as per UNDP Report.

Factors contributed India's Inclusive Growth

Body · points

  1. Empowerment of Marginalized through integration in digital and global markets e.g. Tribals through Trifed, PM Janman.

  2. Digital and financial revolution

  • UPI transactions crossing billions
  • 50% women beneficiaries in PM Jan Dhan Yojana
  1. Agricultural inclusivity e.g. PM Sampada Yojana and food processing promoting $44 bn exports in FY24.

  2. Income-support for small farmers → e.g. PM KISAN, Kisan credit card.

  3. MSME led growth:- SFURTI, e-samadhaan & SIDBI for credit; technology & facilitative government

  4. Formalization of economy

  • 8.5 crore new EPFO subscribers in last 11 year (NITI Aayog).
  1. Production linked incentives (PLI) for textiles, electronics, etc.

  2. Environmental conscious development eg. MISHTI, Amrit Darohar Scheme.

Diagram
* A triangle representing a framework for Inclusive Economic growth * Vertices of triangle: * Social Cohesion * Economic growth * Ecological stability * An arrow originating from the 'Inclusive Economic growth' circle pointing towards the triangle and continuing to 'Viksit Bharat & Atmanirbhar Bharat'

Challenges remain

  1. low female labour force participation (37% PLFS)
  2. 44% STs below poverty line (Census 2011).
  3. Exclusion, Inclusion errors.

Close

Despite these challenges, HCES accounted that India's Gini Coefficient declined from 0.31 in 2011 to 0.23 in 2024.