A topper · GS3 · 56 pages

Aryan Yadav: GS3 answer copy

20 answers by Aryan Yadav, as written in the test. Each question opens a page with how other toppers answered it.

The questions

The answers

Question 1 · 10 marks · 151 words written

Analyse the factors that have contributed to India's inclusive economic growth in the past decade.

Opening · a definition

Per UNDP, inclusive growth is such growth in which all groups participate & the benefits of which are shared among all in an equitable manner.

Factors responsible for India's inclusive growth

Body · points

(1) Financial inclusion by expanding access to banking services

Eg: 50 crore + bank accounts under PMJDY, 55% held by women

(2) Addressing regional disparities

Eg: Aspirational districts programme

(3) Expansion of access to digital financial services like UPI, Rupay

Eg: 36 crore + Rupay cards issued

(4) Access to credit, promoting entrepreneurship Eg PM MUDRA Yojana (5) Differentiated banking to expand access to banks (Nachiket Mor Committee) Eg Payments banks, SFBs (6) Health care coverage under AB-PMJAY (7) 67% of population getting subsidized food grains under NFSA (8) Various skill development programmes Eg PMKVY, Skill India (9) Creation of jobs → Make in India, National Manufacturing mission

Close · a vision

Furthering inclusive growth is crucial to vision of 'Sabka Sath, Sabka Vikas'