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UPSC current affairs · Monday

Current Affairs, 13 July 2026

5 issues picked from 36 PIB releases · about 2 minutes each · written by UPSC Grade, each fact checked against its PIB release or by a second model

How to readRead “Why in news” and “What it is” for every issue. Open For Prelims or For Mains for the exam you’re preparing for, then Test yourself at the foot of each card. Half the news questions in Prelims are answered from background, not the news itself.

In 60 seconds

  1. Indigenous Naval Classes (Nilgiri, Sandhayak, Arnala). Navy's indigenous frigate, survey and anti-submarine classes expand through serial production, advancing Aatmanirbhar Bharat.
  2. Digital Threat Report for BFSI Sector (MeitY, CERT-In, CSIRT-Fin). MeitY and CERT-In release second BFSI Digital Threat Report; AI-driven threats now move from emergence to exploitation fast.
  3. National Scheduled Castes Finance and Development Corporation (NSFDC). Study finds NSFDC loans raised incomes and self-employment among Scheduled Caste beneficiaries in eleven States and UTs.
  4. Water Budgeting and Water Security Plans for Gram Panchayats. MoPR trains master trainers so Gram Panchayats can prepare water budgets and Water Security Plans.
  5. WHO International Classification of Health Interventions (ICHI) and AYUSH. Ayush begins WHO-ICHI workshop to code Ayurveda, Siddha and Unani interventions for global digital health.
1

Defence and security

Indigenous Naval Classes (Nilgiri, Sandhayak, Arnala)

GS3 Defence and securityPrelims and Mains

Why in news
On 13 July 2026, PIB explained three indigenous naval classes (Nilgiri, Sandhayak, Arnala) after INS Dunagiri, Sanshodhak and Agray were commissioned on 21 June 2026 and INS Mahendragiri on 11 July 2026.
What it is
The Nilgiri class is the Navy's Project 17A stealth guided-missile frigate class. The Sandhayak class is a set of large survey vessels for hydrography. The Arnala class is a set of shallow-water anti-submarine craft for coastal waters. All three were designed in India and built in Indian yards.
Project 17A
A programme to build seven stealth guided-missile frigates, the Nilgiri class, for anti-air, anti-surface and anti-submarine roles.
Builders of Nilgiri class
Mazagon Dock built four ships and GRSE Kolkata is building three.
Sandhayak class
Four large survey vessels built by GRSE; INS Sanshodhak is the fourth and final ship. They map the seabed and produce nautical charts.
Arnala class
Eight-ship class of anti-submarine warfare shallow water craft, built by GRSE with L&T Shipbuilding, replacing the Abhay-class corvettes. A parallel Mahe class at Cochin Shipyard raises planned strength to 16.
Earlier stealth classes
Shivalik class (Project 17) was India's first indigenously designed stealth frigate, built at Mazagon Dock; the Talwar class was Russian-built.

Don’t confuse with Shivalik vs Nilgiri class: Shivalik is Project 17; Nilgiri is the follow-on Project 17A with better sensors, weapons and more indigenous content.

Don’t confuse with Arnala vs Mahe class: Arnala-class craft are built by GRSE with L&T; the Mahe class is being built at Cochin Shipyard.

Defence: Prelims tests exercises (with whom), equipment (who makes it) and firsts.

No practice question for this one; the card may still help an answer. Why: Defence hardware is asked in Prelims (8 of 327 news-linked questions) but almost never reaches Mains. Worth a card for ship class and project names.

Worth revising until Prelims 2028: most news questions come within two years of the event.

2

Report or index

Digital Threat Report for BFSI Sector (MeitY, CERT-In, CSIRT-Fin)

GS3 Internal security: cyber securityPrelims and Mains

Why in news
On 13 July 2026, MeitY, with CERT-In, CSIRT-Fin and SISA, released the second edition of the Digital Threat Report 2025-26 for India's BFSI and payments sector.
What it is
The Digital Threat Report is a sector-specific cyber threat assessment for banking, financial services, insurance and payments. It is produced by MeitY, CERT-In and CSIRT-Fin with the private firm SISA. It uses forensic and incident response data to guide financial institutions and regulators.
Publishers
The report was released by MeitY with CERT-In, CSIRT-Fin and the cybersecurity firm SISA. It is the second consecutive year of this collaboration.
Central finding
Six of the seven predictions in last year's edition have already fully come true. The gap between a threat emerging and being exploited has shrunk to months or weeks.
AI asymmetry
The report names AI asymmetry as a defining risk. Low-resource attackers can do at machine speed what once needed specialist teams.
Anatomy of Cyber Failure
A 4-Layer Gap Archetype Framework that reconstructs how a breach unfolds, as a chain of compounding weaknesses.
CERT-In legal basis
CERT-In is the national nodal agency for cyber incidents, designated under the Information Technology Amendment Act 2008.
18-month roadmap
The report sets out a roadmap moving from foundational controls to continuous capabilities and then resilient security architectures.

Don’t confuse with CERT-In vs CSIRT-Fin: CERT-In is the national nodal agency for all sectors. CSIRT-Fin is a sectoral CSIRT for banking, securities market infrastructure, insurance and pension funds.

Reports and indices: 14 Prelims questions since 2013; they test who publishes a report and what it measures.

No practice question for this one; the card may still help an answer. Why: Cyber security is a lasting topic, but reports of this kind are rarely asked (14 of 327 Prelims). Candidate should know CERT-In and CSIRT-Fin.

Worth revising until Prelims 2028: most news questions come within two years of the event.

3

Scheme

National Scheduled Castes Finance and Development Corporation (NSFDC)

GS2 Welfare schemes for vulnerable sectionsPrelims and Mains

Why in news
On 13 July 2026, the Ministry of Social Justice & Empowerment released an impact evaluation of NSFDC's credit-based schemes. It found gains in income, assets, self-employment and social status among SC beneficiaries.
What it is
NSFDC is a Central Public Sector Enterprise under the Ministry of Social Justice and Empowerment. It gives concessional loans to eligible Scheduled Caste persons for income-generating activities and self-employment. It also supports skill and livelihood efforts for the community.
Status and parent ministry
NSFDC is a Central Public Sector Enterprise under the Ministry of Social Justice and Empowerment.
Who evaluated it
An external agency, DOORS, did the impact study in FY 2025-26 on a sample basis.
Loan use and assets
93.34% used the aid for the intended purpose and 93.54% still hold the assets created.
Self-employment
Self-employed beneficiaries rose from 46.62% to 73.95% after assistance.
Women
Of 705 homemakers, 674 (95.60%) became self-employed.
Record disbursement
NSFDC disbursed ₹775.26 crore in FY 2025–26, up 27% on the previous year and its highest ever.
VISVAS Yojana
This interest subvention scheme saw ₹26.09 crore disbursed to 98,748 individuals.
SEED Scheme
₹11.18 crore went to 1,450 Self Help Groups across four States.
NFSC
Under the National Fellowship Scheme for Scheduled Castes, ₹215.39 crore supported 4,219 scholars in higher education.
Capital and cumulative reach
Authorised share capital is ₹1,800 crore and paid-up capital ₹1,515 crore. Cumulative disbursement is ₹9,567.14 crore, reaching over 16.96 lakh people by 31 March 2026.

Don’t confuse with NSFDC vs NSKFDC: NSFDC serves Scheduled Caste persons. The National Safai Karamcharis Finance and Development Corporation (NSKFDC) serves safai karamcharis and scavengers.

Schemes: 52 Prelims questions since 2013, 10 in Prelims 2026 alone. They test features, the period and who funds it. In Mains, 33 news-triggered questions, mostly GS3.

No practice question for this one; the card may still help an answer. Why: Welfare corporation with impact evaluation; schemes are asked often (52 of 327 Prelims) but this one has few testable facts.

Worth revising until Prelims 2028: most news questions come within two years of the event.

4

Scheme

Water Budgeting and Water Security Plans for Gram Panchayats

GS2 Local governance and waterGS3 Water resourcesPrelims and Mains

Why in news
On 13 July 2026, the Ministry of Panchayati Raj began a four-day National Master Trainers' training on water budgeting in New Delhi, and released the Water Sufficient Panchayats Training Manual (Phase 1 and 2).
What it is
This is a capacity-building initiative of the Ministry of Panchayati Raj under the vision of 'Water Sufficient Gram Panchayats'. Master Trainers at State, District and Block levels will help Gram Panchayats prepare Water Security Plans based on water budgeting. The plans are meant to be linked to Gram Panchayat Development Plans (GPDPs).
Training dates and place
The first national training of master trainers runs for four days, 13 to 16 July 2026, in New Delhi.
Phase I coverage
Phase I covers 10 States, 100 Districts, 100 Blocks and 1,000 Gram Panchayats, including Bihar, Karnataka, Odisha, Rajasthan and Tamil Nadu.
Manual released
The Water Sufficient Panchayats Training Manual (Phase 1 and Phase 2) guides Gram Panchayats in preparing participatory, climate-responsive Water Security Plans.
Link with GPDPs
The plans are to be integrated with Gram Panchayat Development Plans, and the trainers will support the forthcoming People's Plan Campaign.
Priority
The programme is phased, with priority for water-stressed regions.

Don’t confuse with Water budgeting vs water audit: A water budget compares available water with demand for a village. A water audit checks how water is actually used and lost.

Don’t confuse with Jal Jeevan Mission vs this initiative: Jal Jeevan Mission focuses on tap water supply to rural homes. This initiative trains panchayats to plan water sources and demand.

Schemes: 52 Prelims questions since 2013, 10 in Prelims 2026 alone. They test features, the period and who funds it. In Mains, 33 news-triggered questions, mostly GS3.

No practice question for this one; the card may still help an answer. Why: Capacity-building training; lasting topic of panchayat water security, but few facts for a question.

Worth revising until Prelims 2028: most news questions come within two years of the event.

5

International relations

WHO International Classification of Health Interventions (ICHI) and AYUSH

GS2 HealthGS3 Science and technologyPrelims and Mains

Why in news
On 13 July 2026, the Ministry of Ayush began a five-day workshop (13-17 July) to build the content model and refine the structure of the alpha draft of WHO's ICHI framework for Ayurveda, Siddha and Unani.
What it is
The International Classification of Health Interventions (ICHI) is a WHO classification that gives standard codes to health interventions. It sits alongside ICD (diseases) and ICF (functioning) in the WHO Family of International Classifications. It lets countries record, report and compare interventions in digital health systems and universal health coverage planning.
Dates and purpose
The workshop runs from 13 to 17 July 2026. It develops the content model and refines the high-level structure of the ICHI alpha draft.
Organiser
CCRAS organises it through its WHO Collaborating Centre, NIIMH Hyderabad (CC IND-177).
National codes
The aim is a layered hierarchy of National Health Intervention Codes (NHIC) for the ASU systems.
Repository size
Ayurveda has 13 specialties, 76 therapies and 714 procedures. Siddha has 25, 130 and 996. Unani has 15, 179 and 551.
Earlier work
The workshop builds on base drafts from consultative meetings held in May 2026.
WHO classification family
ICHI is a WHO classification for interventions, a companion to ICD for diseases.

Don’t confuse with ICHI vs ICD: ICHI classifies health interventions (what is done). ICD classifies diseases and health conditions (what is diagnosed).

Don’t confuse with NIIMH vs GTMC: NIIMH Hyderabad is the CCRAS WHO Collaborating Centre hosting this workshop. WHO's Global Traditional Medicine Centre (GTMC) is at Jamnagar.

International bodies and relations: the largest group of news questions in Prelims (61 since 2013), often about background, members and location. In Mains, 27 news-triggered questions, mostly on India's interests.

No practice question for this one; the card may still help an answer. Why: Links traditional medicine to a WHO framework; lasting topic, but few testable facts. International bodies are the largest Prelims kind (61 of 327).

Worth revising until Prelims 2028: most news questions come within two years of the event.

Quick facts

  • Retail inflation (CPI, base 2024=100) was 4.38% in June 2026; food inflation (CFPI) was 5.32%.
  • India's total exports (goods and services) in April-June 2026-27 are estimated at US$ 232.73 billion, up 11.37%.

Source: PIB, 13 Jul

What we left out: 29 of 36 releases
  • Speeches without a decision (2)
  • Ceremonies and campaigns (8)
  • Same issue as on file (5)
  • Congratulatory messages (2)
  • Visit schedules (2)
  • Briefings without a decision (1)
  • Routine local settlements (1)
  • Routine data (2)
  • Routine seizures (2)
  • Routine meetings (2)
  • Condolences and ex-gratia (1)
  • Same issue as another release (1)

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