GS3 · Practice questions
Banking and Finance
21 questions match. Years are the CSE year of the toppers who answered.
All 45 themesFewer themes
Securities and Exchange Board of India (SEBI) plays an important role in the regulation of the share market and safeguarding the interests of investors. In the light of given statement, highlight the challenges faced by the SEBI and suggest reforms in this regard.
15 marks · 250 words · Answered by 13 toppers · CSE 2022–2025
Banking and FinancePlanning and Resource Mobilisation
What are the primary causes of limited formal credit penetration among the rural and unbanked populations in India? Comment on the effectiveness of Small Finance Banks in addressing this gap and advancing inclusive financial growth.
250 words · Answered by 11 toppers · CSE 2023–2025
Banking and FinanceInclusive Growth
The Reserve Bank of India’s surplus transfers offer the government much-needed fiscal space, yet they are not without challenges. Critically examine the implications of the RBI’s surplus transfers to the government.
10 marks · 150 words · Answered by 11 toppers · CSE 2023–2025
Fiscal Policy and BudgetingMonetary Policy
Analyse the factors that have contributed to India's inclusive economic growth in the past decade.
10 marks · 150 words · Answered by 11 toppers · CSE 2023–2025
Inclusive GrowthMacroeconomic Indicators
Discuss how cryptocurrency and other emerging technologies contribute to the menace of money laundering and terror financing. What steps have been undertaken by the Government of India to tackle this issue?
10 marks · 150 words · Answered by 6 toppers · CSE 2023–2025
Money LaunderingCyber Security
MSMEs are central to the success of the Make in India initiative, yet they face challenges in scaling up and integrating into formal supply chains. Discuss. Suggest structural reforms needed to make MSMEs more resilient and competitive.
15 marks · 250 words · Answered by 4 toppers · CSE 2023–2025
Industrial Policy and LiberalisationEmployment
What factors have led to the recent acceleration in the trend towards de-dollarization of the global economy? Do you think the dollar will lose its dominance anytime soon?
150 words · Answered by 4 toppers · CSE 2023–2025
Macroeconomic IndicatorsTrade and Foreign Investment
What are the responsibilities of the Monetary Policy Committee (MPC)? How effective has the RBI's monetary policy initiatives been to broaden economic recovery whilst maintaining a sustainable inflation rate?
15 marks · 250 words · Answered by 4 toppers · CSE 2023–2025
Monetary PolicyMacroeconomic Indicators
Despite its potential, the corporate bond market in India remains underdeveloped. Examine the structural and regulatory challenges impeding its growth.
10 marks · 150 words · Answered by 3 toppers · CSE 2024–2025
Banking and FinancePlanning and Resource Mobilisation
What are the key objectives of the Insolvency and Bankruptcy Code (IBC), 2016 ? To what extent has it been successful in achieving them?
15 marks · 250 words · Answered by 3 toppers · CSE 2025
Banking and FinancePlanning and Resource Mobilisation
Comment on the important changes with respect to the Long-Term Capital Gains (LTCG) and Securities Transaction Tax (STT) in the Union Budget 2024-25. Evaluate the impact of such changes on India's savings and investment regime.
10 marks · 150 words · Answered by 3 toppers · CSE 2023–2025
Fiscal Policy and BudgetingTaxation
Household savings form a crucial pillar of domestic capital formation. In light of their recent decline, elucidate the underlying causes and propose strategies to strengthen savings behavior in India.
10 marks · 150 words · Answered by 3 toppers · CSE 2024–2025
Macroeconomic IndicatorsPlanning and Resource Mobilisation
Recently, the Reserve Bank of India (RBI) announced a transfer of surplus to the Union Government for the financial year 2024-25. What does 'surplus' mean in this context? How does the RBI generate it, and what is its significance for the country's fiscal policy?
15 marks · 250 words · Answered by 2 toppers · CSE 2025
Fiscal Policy and BudgetingBanking and Finance
Discuss the role of the Unified Payments Interface (UPI) in advancing women's empowerment in India. What challenges remain in ensuring equitable digital access for all women?
10 marks · 150 words · Answered by 1 topper · CSE 2025
Inclusive GrowthBanking and Finance
The Union Budget 2025 has widened the definition of MSMEs and increased credit guarantee limits. Discuss how these reforms can address funding and growth challenges for MSMEs.
10 marks · 150 words · Answered by 1 topper · CSE 2025
Industrial Policy and LiberalisationBanking and Finance
What is Near Field Communication (NFC) technology, and how is it enabling tap-to-pay transactions? Highlight its benefits and limitations? Does it carry any potential risks?
15 marks · 250 words · Answered by 1 topper · CSE 2025
Information Technology and AIEmerging Technologies
Enumerate and briefly explain the major functions of the Reserve Bank of India (RBI) as the central bank of the country.
10 marks · 150 words · Answered by 1 topper · CSE 2025
Monetary PolicyBanking and Finance
Discuss the macroeconomic risks posed by unregulated Virtual Digital Assets. How can India reconcile its financial stability objectives with the opportunities offered by blockchain innovation?
15 marks · 250 words · Answered by 1 topper · CSE 2025
Banking and FinanceMonetary Policy
Fintech's transformative capacity in fostering financial inclusion is evident but unlocking its full potential demands addressing key challenges. Discuss.
10 marks · 150 words · Answered by 1 topper · CSE 2025
Banking and FinanceInclusive Growth
Evaluate the merits and demerits of maintaining rigid Priority Sector Lending (PSL) quotas versus adopting market-driven credit allocation mechanisms to achieve inclusive growth.
10 marks · 150 words · Answered by 1 topper · CSE 2025
Banking and FinanceInclusive Growth
The 2025 Economic Survey has highlighted deregulation as a tool for financial deepening. In this context, enumerate the potential benefits and risks of deregulation in the financial services sector.
10 marks · 150 words · Answered by 1 topper · CSE 2025
Banking and FinanceIndustrial Policy and Liberalisation