You are working as an executive in a nationalised bank for several years. One day one of your close colleagues tells you that her father is suffering from heart disease and needs surgery immediately to survive. She also tells you that she has no insurance and the operation will cost about ₹ 10 lakh. You are also aware of the fact that her husband is no more and that she is from a lower middle class family. You are empathetic about her situation. However, apart from expressing your sympathy, you do not have the resources to fund her. A few weeks later, you ask her about the well-being of her father and she informs you about his successful surgery and that he is recovering. She then confides in you that the bank manager was kind enough to facilitate the release of ₹ 10 lakh from a dormant account of someone to pay for the operation with a promise that it should be confidential and be repaid at the earliest. She has already started paying it back and will continue to do so until it is all returned.

How a topper answered the closest question

Toppers wrote this one in a test series: “You are working as an Assistant Section Officer in the District Development and Panchayat Office. One day, one of your close colleagues approaches you in deep distress. She tells you that her father is suffering from a severe liver condition, and the doctors have clearly stated that he must undergo liver transplant immediately in order to survive. She shares that she has no health insurance, and the surgery would cost around Rs 15 lakh. You are aware that her husband passed away a few years ago, and that she also has a four-year-old son with special needs. Just a few weeks ago, she also lost all her savings in a digital arrest scam. As a widow from a lower middle-class family, her options are extremely limited. Although you feel deeply empathetic, you are unable to offer financial assistance, as you do not have the resources to help. A few weeks later, you enquire about her father's health. She informs you that the liver transplant surgery was successful and that her father is now recovering steadily. Relieved, you ask how she managed to arrange the funds. Hesitantly, she confides that the District Development and Panchayat Officer (DDPO) helped her. Moved by her situation, the DDPO facilitated the release of Rs 15 lakh from the fund allocated to a rural sanitation scheme. The implementation of this scheme had been put on hold for a year due to technical issues and pending site approvals. She explains that the amount was provided on the assurance of strict confidentiality and with a commitment to repay it at the earliest. She expresses deep gratitude for the DDPO's timely help, which she believes saved her father's life. She has already begun repaying the money and will continue to do so until it is all returned. a. Discuss the ethical issues involved in the case. b. Examine the behavior of DDPO from an ethical point of view. c. How would you react to the situation?”

Toppers’ answers to other close questions

• Priya, an assistant accounts manager at a city-based private educational trust that runs several low-fee schools for underprivileged children, has always been known for her integrity and diligence. One day, she learns that her close colleague and friend, Arjun, a sincere employee and a widower struggling to raise his two young daughters alone, has been facing a harrowing situation. Arjun's younger child was diagnosed with a severe brain condition requiring urgent surgery costing nearly Rs. 70 lakh. With no health insurance, little savings, and no family support to fall back on, Arjun was on the verge of losing hope. Priya wanted to help, but her own financial situation, with elderly dependent parents and modest savings, left her helpless and burdened with guilt for not being able to stand by her friend in his time of dire need. A few weeks later, when Priya visits Arjun to check on his situation, she is relieved to see his child recovering well. In a quiet conversation, Arjun reveals that their senior administrator, Mr. Kulkarni, known for his kind but discreet ways, had quietly arranged Rs. 70 lakh from an old scholarship fund that had been lying unused for years. He did so on the condition that Arjun would repay the sum slowly through deductions from his salary, without anyone else finding out. Grateful but uneasy, Arjun confides that Mr. Kulkarni has helped other staff members in similar personal emergencies in the past, using small dormant funds without formal approvals, to prevent suffering and distress among the staff who often have no safety net. A few days later, while finalizing quarterly accounts, Priya overhears a conversation in the accounts office that an external audit of all scholarship and welfare funds is scheduled for next month. She realizes that this means the unauthorized diversions might come to light. Priya deeply sympathizes with Arjun's situation and admires Mr. Kulkarni's humane intentions, but she also knows that misusing designated funds, however noble the cause, violates trust, policy, and legal norms. If discovered, it could lead to severe consequences for Mr. Kulkarni, jeopardize the trust's reputation, and even risk the schools' funding. (a) Identify the key ethical dilemmas faced by Priya in this situation. (b) Discuss the ethical dimensions of Mr. Kulkarni's actions. Do you think his conduct can be justified? Give reasons for your answer. (c) What are the options available to Priya at this point? Analyze the merits and demerits of each option.1 answer
• You are working as an Assistant Section Officer in the District Development and Panchayat Office. One day, one of your close colleagues approaches you in deep distress. She tells you that her father is suffering from a severe liver condition, and the doctors have clearly stated that he must undergo liver transplant immediately in order to survive. She shares that she has no health insurance, and the surgery would cost around Rs 15 lakh. You are aware that her husband passed away a few years ago, and that she also has a four-year-old son with special needs. As a widow from a lower middle-class family, her options are extremely limited. Although you feel deeply empathetic, you are unable to offer financial assistance, as you do not have the resources to help. A few weeks later, you enquire about her father's health. She informs you that the liver transplant surgery was successful and that her father is now recovering steadily. Relieved, you ask how she managed to arrange the funds. Hesitantly, she confides that the District Development and Panchayat Officer (DDPO) helped her. Moved by her situation, the DDPO facilitated the release of Rs 15 lakh from the fund allocated to a rural sanitation scheme. The implementation of this scheme had been put on hold for a year due to technical issues and pending site approvals. She explains that the amount was provided on the assurance of strict confidentiality and with a commitment to repay it at the earliest. She expresses deep gratitude for the DDPO's timely help, which she believes saved her father's life. She has already begun repaying the money and will continue to do so until it is all returned. a. Discuss the ethical issues involved in the case. b. Examine the behavior of DPDO from an ethical point of view. c. How would you react to the situation?1 answer
• You are working as an Assistant Section Officer in the District Development and Panchayat Office. One day, one of your close colleagues approaches you in deep distress. She tells that her father is suffering from a severe liver condition, and the doctors have clearly stated that he must undergo liver transplant immediately in order to survive. She shares that she has no health insurance, and the surgery would cost around Rs 15 lakh. You are aware that her husband passed away a few years ago, and that she also has a four-year-old son with special needs. Just a few weeks ago, she also lost all her savings in a digital arrest scam. As a widow from a lower middle-class family, her options are extremely limited. Although you feel deeply empathetic, you are unable to offer financial assistance, as you do not have the resources to help. A few weeks later, you enquire about her father's health. She informs you that the liver transplant surgery was successful and that her father is now recovering steadily. Relieved, you ask how she managed to arrange the funds. Hesitantly, she confides that the District Development and Panchayat Officer (DDPO) helped her. Moved by her situation, the DDPO facilitated the release of Rs 15 lakh from the fund allocated to a rural sanitation scheme. The implementation of this scheme had been put on hold for a year due to technical issues and pending site approvals. She explains that the amount was provided on the assurance of strict confidentiality and with a commitment to repay it at the earliest. She expresses deep gratitude for the DDPO's timely help, which was she believes saved her father's life. She has already begun repaying the money and will continue to do so until it is all returned. a. Discuss the ethical issues involved in the case. b. Examine the behavior of DPDO from an ethical point of view. c. How would you react to the situation?1 answer