GS2 · 15 marks · 250 words

Self-help groups (SHGs) have contributed towards rural development and women empowerment, but their uneven geographical impact and rising loan defaults are serious challenges that need to be addressed. Discuss.

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Syllabus: Development processes and the development industry —the role of NGOs, SHGs, various groups and associations, donors, charities, institutional and other stakeholders.

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