Madhav AgarwalAIR 16 · CSE 2024 · 162 wordsTheir whole copy
Opening · a definition
SHGs are informal groups of people having a similar socio-economic background. With more than 60 lac groups their affect has been mixed.
Enabling women led development
Body · points
- Economic empowerment: Through set of small enterprises such as Lijjat Papad (now a big business)
- Bringing social change: controlling child marriages in Odisha by partnering with goverment.
- Environmental Protection: SHGs in Himachal Pradesh developing leaf plates to tackle single use plastic
- Role during COVID: mask making, comunity
kitchens, accountability of panchayats, financial inclusion (Economic survey)
However, Roadblocks are there:
- Limited regional spread of movement
- Lion's share taken by powerful members.
- Conflicts with other bodies such as Panchayats
- Marriage, social barriers like caste affect the continuance of groups.
Way ahead:
→ Target credit deficient areas like UP, MP. → Capacity Building of members → Accountability of micro finance institutions (patrons)
Close · a way forward
SHGs can broadbase our economic and social progress while becoming a "NATION HELP GROUPS" (as per Hon. PM Modi)