UPSC Prelims 2004 · General Studies
Question 76: Economy and Social Development
Consider the following statements:
- 1.The loans disbursed to farmers under Kisan Credit Card Scheme are covered under Rashtriya Krishi Beema Yojna of Life Insurance Corporation of India.
- 2.The Kisan Credit Card holders are provided personal accident insurance of Rs 50,000 for accidental death and Rs 25,000 for permanent disability.
Which of these statements given above is/are correct?
AnswerThe answer is (b).
Statement 2 is correct; statement 1 is not. Kisan Credit Card holders get personal accident insurance of Rs 50,000 for accidental death and Rs 25,000 for permanent disability. Crop-loan cover was provided under the National Agricultural Insurance Scheme, not an LIC scheme of the name given.
- 1. Crop cover was under the National Agricultural Insurance Scheme, not an LIC scheme.
- 2. KCC holders get Rs 50,000 for death and Rs 25,000 for permanent disability.
How you could have got this
- If you were sure statement 1 is not correct, (a) and (c) go: each of them includes 1.
What you needed to know: Crop cover was under the National Agricultural Insurance Scheme, not an LIC scheme.
- Then, if you were sure statement 2 is correct, (d) goes: it leaves 2 out.
What you needed to know: KCC holders get Rs 50,000 for death and Rs 25,000 for permanent disability.
Only (b) is left. This one needs every statement.
This follows an unofficial answer: UPSC has not published its key for this year, and if that answer is wrong, so is this path.
Which options go is worked out from UPSC’s key and the options, not by a model.
Why each option is right or wrong
- (a) Statement 1 is false.
- (b) Correct: only statement 2 holds.
- (c) Statement 1 is false.
- (d) Statement 2 is correct.
Explanation: written by UPSC Grade, not by UPSC.
Source: UPSC, Civil Services (Preliminary) Examination 2004, General Studies. UPSC's own paper isn't online; the words are from a published compilation. The paper on upsc.gov.in.