Banking and Finance

6 UPSC Mains GS III questions on Banking and Finance, 2014 to 2026, newest first, as UPSC set them. See also practice questions on Banking and Finance toppers answered.

1. 2026 Q1What do you mean by Digital Rupee ? In this context, explain the working and progress of India’s Central Bank Digital Currency (CBDC).10 marks · 150 words
2. 2026 Q2Examine the view that financial inclusion is an integral part of social and economic inclusion in a country like India. Also throw light on the usefulness of the R.B.I.’s Financial Inclusion Index.10 marks · 150 words
3. 2022 Q2Is inclusive growth possible under market economy ? State the significance of financial inclusion in achieving economic growth in India.10 marks · 150 words
4. 2016 Q3Pradhan Mantri Jan-Dhan Yojana (PMJDY) is necessary for bringing unbanked to the institutional finance fold. Do you agree with this for financial inclusion of the poorer section of the Indian society? Give arguments to justify your opinion.12.5 marks · 200 words
5. 2015 Q7Craze for gold in Indians has led to a surge in import of gold in recent years and put pressure on balance of payments and external value of rupee. In view of this, examine the merits of the Gold Monetization Scheme.12.5 marks · 200 words
6. 2014 Q4“In the villages itself no form of credit organization will be suitable except the cooperative society.” —*All India Rural Credit Survey*. Discuss this statement in the background of agricultural finance in India. What constraints and challenges do financial institutions supplying agricultural finance face? How can technology be used to better reach and serve rural clients?12.5 marks · 200 words

Source: UPSC, Civil Services (Main) Examination question papers, upsc.gov.in. Topics are by UPSC Grade, not by UPSC.